NOTICE OF MORTGAGE FORECLOSURE SALE – Akervik

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 1, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,335.00

MORTGAGOR(S): Susan E. Akervik, a single person

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company

DATE AND PLACE OF FILING: Recorded on May 4, 2012 as Document Number A000443450; as modified of record by document recorded on November 21, 2016 as Document No. A000471570 in the Office of the County Recorder of Carlton County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on March 28, 2013 as Document Number A000449558 in the Office of the County Recorder of Carlton County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: All that part of the Southwest Quarter of the Northwest Quarter (SW1/4 of NW1/4) Section Five (5), Township Forty-nine (49) North of Range Sixteen (16) West of the Fourth Principal Meridian, described as follows: The Southerly 250.00 feet; AND the Northerly 708.50 feet of the Southerly 958.50 feet of the Easterly 480.00 feet; AND the Northerly 74.00 feet of the Southerly 324.00 feet of the Westerly 25.00 feet, Carlton County, Minnesota.

STREET ADDRESS OF PROPERTY: 370 KOSKI ROAD, CLOQUET, MN 55720

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $171,276.58

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 78-020-0855

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: None

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 20, 2018 at 10:00 AM.

PLACE OF SALE: Carlton County Sheriff’s Office, 317 Walnut Avenue, Carlton, Minnesota.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. The time allowed by law for redemption by the United States of America or any agency thereof is twelve (12) months from the date of the sale.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 20, 2019.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: September 19, 2018

WELLS FARGO BANK, N.A.

Mortgagee

THE ACADEMY LAW GROUP, P.A.

By: /s/

Rebecca F. Schiller, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Corbin C. Smith, Esq.*

Attorneys for Mortgagee

The Academy Professional Building

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(18-0707-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

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